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Commit 8a2e1465 authored by Hsinli's avatar Hsinli
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parent 7e60629c
Pipeline #13392 passed with stage
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    app/model/prometheus/credit_blacklist_report.js 0 → 100644
    View file @ 8a2e1465
    'use strict';
    const moment = require('moment');
    module.exports = app => {
    const { INTEGER, STRING, DATE, TEXT } = app.Sequelize;
    const CreditBlackListReport = app.prometheusModel.define('credit_blacklist_report', {
    id: {
    type: INTEGER,
    primaryKey: true,
    autoIncrement: true
    },
    report_no: STRING,
    name: STRING,
    id_card: STRING,
    phone: STRING,
    age: INTEGER,
    city: STRING,
    blacklist_of_internet_loans: INTEGER,
    blacklist_of_court_dishonesty: INTEGER,
    blacklist_of_industry: INTEGER,
    blacklist_of_ds_industry: INTEGER,
    blacklist_of_bx_industry: INTEGER,
    blacklist_of_zc_industry: INTEGER,
    blacklist_of_zf_industry: INTEGER,
    blacklist_of_jd_industry: INTEGER,
    reg_count_1month: INTEGER,
    reg_count_3month: INTEGER,
    reg_count_6month: INTEGER,
    consume_reg_count_1month: INTEGER,
    consume_reg_count_3month: INTEGER,
    consume_reg_count_6month: INTEGER,
    loan_reg_count_1month: INTEGER,
    loan_reg_count_3month: INTEGER,
    loan_reg_count_6month: INTEGER,
    consume_reg_platform_count_1month: INTEGER,
    consume_reg_platform_count_3month: INTEGER,
    consume_reg_platform_count_6month: INTEGER,
    loan_reg_platform_count_1month: INTEGER,
    loan_reg_platform_count_3month: INTEGER,
    loan_reg_platform_count_6month: INTEGER,
    reg_platform_count_1month: INTEGER,
    reg_platform_count_3month: INTEGER,
    reg_platform_count_6month: INTEGER,
    credit_count_1month: INTEGER,
    credit_count_3month: INTEGER,
    credit_count_6month: INTEGER,
    credit_amount_1month: STRING,
    credit_amount_3month: STRING,
    credit_amount_6month: STRING,
    credit_closed_count_1month: INTEGER,
    credit_closed_count_3month: INTEGER,
    credit_closed_count_6month: INTEGER,
    credit_closed_amount_1month: STRING,
    credit_closed_amount_3month: STRING,
    credit_closed_amount_6month: STRING,
    consume_credit_count_1month: INTEGER,
    consume_credit_count_3month: INTEGER,
    consume_credit_count_6month: INTEGER,
    loan_credit_count_1month: INTEGER,
    loan_credit_count_3month: INTEGER,
    loan_credit_count_6month: INTEGER,
    consume_credit_platform_count_1month: INTEGER,
    consume_credit_platform_count_3month: INTEGER,
    consume_credit_platform_count_6month: INTEGER,
    loan_credit_platform_count_1month: INTEGER,
    loan_credit_platform_count_3month: INTEGER,
    loan_credit_platform_count_6month: INTEGER,
    credit_platform_count_1month: INTEGER,
    credit_platform_count_3month: INTEGER,
    credit_platform_count_6month: INTEGER,
    id_card_relevant_mobilephone_count: INTEGER,
    id_card_relevant_device_count: INTEGER,
    mobilephone_relevant_id_card_count: INTEGER,
    mobilephone_relevant_device_count: INTEGER,
    relevant_loan_app_count_6month: INTEGER,
    relevant_gamble_app_count_6month: INTEGER,
    relevant_ip_app_count_6month: INTEGER,
    relevant_other_app_count_6month: INTEGER,
    overdue: TEXT,
    created_at: {
    type: DATE,
    get() {
    const date = this.getDataValue('created_at');
    return date ? moment(date).format('YYYY-MM-DD HH:mm:ss') : undefined;
    },
    },
    updated_at: {
    type: DATE,
    get() {
    const date = this.getDataValue('updated_at');
    return date ? moment(date).format('YYYY-MM-DD HH:mm:ss') : undefined;
    },
    }
    }, {
    timestamps: false,
    tableName: 'credit_blacklist_report',
    });
    return CreditBlackListReport;
    };
    app/service/credit/blacklist.js
    View file @ 8a2e1465
    ...@@ -40,108 +40,98 @@ class BlacklistService extends Service { ...@@ -40,108 +40,98 @@ class BlacklistService extends Service {
    /** /**
    * 黑名单报告 * 黑名单报告
    */ */
    async getReport() { async getReport(id) {
    const { ctx } = this; const { ctx } = this;
    let reportData = await ctx.prometheusModel.CreditBlacklistReport.findOne({ where: { id: 1 } });
    let ret = { let ret = {
    basic: { basic: {
    risk_index: '10%', risk_index: '',
    risk_standard: '低', risk_standard: '',
    msg: '', msg: '',
    name: '李鑫', name: reportData.name,
    report_no: '9527', report_no: reportData.report_no,
    phone: '183****5747', phone: reportData.phone.substring(0, 3) + '****' + reportData.phone.substring(7, 11),//手机号（只展示前三位和后四位）
    age: '21', age: reportData.age,
    id_card: '5101**********4311', id_card: reportData.id_card.substring(0, 3) + '**********' + reportData.id_card.substring(15, 18),//身份证号（只展示前四位和后四位）
    city: '浙江-杭州', city: reportData.city,//城市（省-市）
    expire_time: '2019-10-30', expire_time: moment(reportData.created_at).add(30, 'days').format('YYYY-MM-DD'),//报告有效期为报告生成日期往后推30天
    }, },
    blacklist: { blacklist: {
    blacklist_of_internet_loans: 1,//是否命中网贷黑名单 blacklist_of_internet_loans: reportData.blacklist_of_internet_loans,//是否命中网贷黑名单
    blacklist_of_court_dishonesty: 1,//是否命中法院失信名单 blacklist_of_court_dishonesty: reportData.blacklist_of_court_dishonesty,//是否命中法院失信名单
    blacklist_of_industry: 1,//是否命中行业黑名单 blacklist_of_industry: reportData.blacklist_of_industry,//是否命中行业黑名单
    blacklist_of_ds_industry: 1,//是否命中电商行业黑名单 blacklist_of_ds_industry: reportData.blacklist_of_ds_industry,//是否命中电商行业黑名单
    blacklist_of_bx_industry: 1,//是否命中保险行业黑名单 blacklist_of_bx_industry: reportData.blacklist_of_bx_industry,//是否命中保险行业黑名单
    blacklist_of_zc_industry: 1,//是否命中租车行业黑名单 blacklist_of_zc_industry: reportData.blacklist_of_zc_industry,//是否命中租车行业黑名单
    blacklist_of_zf_industry: 1,//是否命中三方支付行业黑名单 blacklist_of_zf_industry: reportData.blacklist_of_zf_industry,//是否命中三方支付行业黑名单
    blacklist_of_jd_industry: 1,//是否命中酒店行业黑名单 blacklist_of_jd_industry: reportData.blacklist_of_jd_industry,//是否命中酒店行业黑名单
    }, },
    dtld: { dtld: {
    reg_count_1month: 8,//近1月注册笔数 dtld_apply_record: 1,//多头申请是不是有记录
    reg_count_3month: 8,//近3月注册笔数 dtld_credit_record: 1,//多头放放款是不是有记录
    reg_count_6month: 8,//近6月注册笔数 reg_count_1month: reportData.reg_count_1month,//近1月注册笔数
    consume_reg_count_1month: 8,//近1月消金机构注册笔数 reg_count_3month: reportData.reg_count_3month,//近3月注册笔数
    consume_reg_count_3month: 8,//近3月消金机构注册笔数 reg_count_6month: reportData.reg_count_6month,//近6月注册笔数
    consume_reg_count_6month: 8,//近6月消金机构注册笔数 consume_reg_count_1month: reportData.consume_reg_count_1month,//近1月消金机构注册笔数
    loan_reg_count_1month: 8,//近1月网贷机构注册笔数 consume_reg_count_3month: reportData.consume_reg_count_3month,//近3月消金机构注册笔数
    loan_reg_count_3month: 8,//近3月网贷机构注册笔数 consume_reg_count_6month: reportData.consume_reg_count_6month,//近6月消金机构注册笔数
    loan_reg_count_6month: 8,//近6月网贷机构注册笔数 loan_reg_count_1month: reportData.loan_reg_count_1month,//近1月网贷机构注册笔数
    consume_reg_platform_count_1month: 8,//近1月注册消金机构数 loan_reg_count_3month: reportData.loan_reg_count_3month,//近3月网贷机构注册笔数
    consume_reg_platform_count_3month: 8,//近3月注册消金机构数 loan_reg_count_6month: reportData.loan_reg_count_6month,//近6月网贷机构注册笔数
    consume_reg_platform_count_6month: 8,//近6月注册消金机构数 consume_reg_platform_count_1month: reportData.consume_reg_platform_count_1month,//近1月注册消金机构数
    loan_reg_platform_count_1month: 8,//近1月注册网贷机构数 consume_reg_platform_count_3month: reportData.consume_reg_platform_count_3month,//近3月注册消金机构数
    loan_reg_platform_count_3month: 8,//近3月注册网贷机构数 consume_reg_platform_count_6month: reportData.consume_reg_platform_count_6month,//近6月注册消金机构数
    loan_reg_platform_count_6month: 8,//近6月注册网贷机构数 loan_reg_platform_count_1month: reportData.loan_reg_platform_count_1month,//近1月注册网贷机构数
    reg_platform_count_1month: 8,//近1月注册机构数 loan_reg_platform_count_3month: reportData.loan_reg_platform_count_3month,//近3月注册网贷机构数
    reg_platform_count_3month: 8,//近3月注册机构数 loan_reg_platform_count_6month: reportData.loan_reg_platform_count_6month,//近6月注册网贷机构数
    reg_platform_count_6month: 8,//近6月注册机构数 reg_platform_count_1month: reportData.reg_platform_count_1month,//近1月注册机构数
    credit_count_1month: 8,//近1月放款笔数 reg_platform_count_3month: reportData.reg_platform_count_3month,//近3月注册机构数
    credit_count_3month: 8,//近3月放款笔数 reg_platform_count_6month: reportData.reg_platform_count_6month,//近6月注册机构数
    credit_count_6month: 8,//近6月放款笔数 credit_count_1month: reportData.credit_count_1month,//近1月放款笔数
    credit_amount_1month: '(2000-30000]',//近1月放款金额 credit_count_3month: reportData.credit_count_3month,//近3月放款笔数
    credit_amount_3month: '(2000-30000]',//近3月放款金额 credit_count_6month: reportData.credit_count_6month,//近6月放款笔数
    credit_amount_6month: '(2000-30000]',//近6月放款金额 credit_amount_1month: reportData.credit_amount_1month,//近1月放款金额
    credit_closed_count_1month: 8,//近1月已结清放款笔数 credit_amount_3month: reportData.credit_amount_3month,//近3月放款金额
    credit_closed_count_3month: 8,//近3月已结清放款笔数 credit_amount_6month: reportData.credit_amount_6month,//近6月放款金额
    credit_closed_count_6month: 8,//近6月已结清放款笔数 credit_closed_count_1month: reportData.credit_closed_count_1month,//近1月已结清放款笔数
    credit_closed_amount_1month: '(2000-30000]',//近1月已结清放款金额 credit_closed_count_3month: reportData.credit_closed_count_3month,//近3月已结清放款笔数
    credit_closed_amount_3month: '(2000-30000]',//近3月已结清放款金额 credit_closed_count_6month: reportData.credit_closed_count_6month,//近6月已结清放款笔数
    credit_closed_amount_6month: '(2000-30000]',//近6月已结清放款金额 credit_closed_amount_1month: reportData.credit_closed_amount_1month,//近1月已结清放款金额
    consume_credit_count_1month: 8,//近1月消金机构放款笔数 credit_closed_amount_3month: reportData.credit_closed_amount_3month,//近3月已结清放款金额
    consume_credit_count_3month: 8,//近3月消金机构放款笔数 credit_closed_amount_6month: reportData.credit_closed_amount_6month,//近6月已结清放款金额
    consume_credit_count_6month: 8,//近6月消金机构放款笔数 consume_credit_count_1month: reportData.consume_credit_count_1month,//近1月消金机构放款笔数
    loan_credit_count_1month: 8,//近1月网贷机构放款笔数 consume_credit_count_3month: reportData.consume_credit_count_3month,//近3月消金机构放款笔数
    loan_credit_count_3month: 8,//近3月网贷机构放款笔数 consume_credit_count_6month: reportData.consume_credit_count_6month,//近6月消金机构放款笔数
    loan_credit_count_6month: 8,//近6月网贷机构放款笔数 loan_credit_count_1month: reportData.loan_credit_count_1month,//近1月网贷机构放款笔数
    consume_credit_platform_count_1month: 8,//近1月放款消金机构数 loan_credit_count_3month: reportData.loan_credit_count_3month,//近3月网贷机构放款笔数
    consume_credit_platform_count_3month: 8,//近3月放款消金机构数 loan_credit_count_6month: reportData.loan_credit_count_6month,//近6月网贷机构放款笔数
    consume_credit_platform_count_6month: 8,//近6月放款消金机构数 consume_credit_platform_count_1month: reportData.consume_credit_platform_count_1month,//近1月放款消金机构数
    loan_credit_platform_count_1month: 8,//近1月放款网贷机构数 consume_credit_platform_count_3month: reportData.consume_credit_platform_count_3month,//近3月放款消金机构数
    loan_credit_platform_count_3month: 8,//近3月放款网贷机构数 consume_credit_platform_count_6month: reportData.consume_credit_platform_count_6month,//近6月放款消金机构数
    loan_credit_platform_count_6month: 8,//近6月放款网贷机构数 loan_credit_platform_count_1month: reportData.loan_credit_platform_count_1month,//近1月放款网贷机构数
    credit_platform_count_1month: 8,//近1月放款机构数 loan_credit_platform_count_3month: reportData.loan_credit_platform_count_3month,//近3月放款网贷机构数
    credit_platform_count_3month: 8,//近3月放款机构数 loan_credit_platform_count_6month: reportData.loan_credit_platform_count_6month,//近6月放款网贷机构数
    credit_platform_count_6month: 8,//近6月放款机构数 credit_platform_count_1month: reportData.credit_platform_count_1month,//近1月放款机构数
    credit_platform_count_3month: reportData.credit_platform_count_3month,//近3月放款机构数
    credit_platform_count_6month: reportData.credit_platform_count_6month,//近6月放款机构数
    msg: '', msg: '',
    }, },
    overdue: {//逾期详情 overdue: {//逾期详情
    list: [ list: !reportData ? [] : JSON.parse(reportData.overdue),
    {
    overdue_date: '2019-07',//逾期时间
    overdue_amount: 5000,//逾期金额
    overdue_time: '30-60天',//逾期时长
    is_settle: '是',//是否已经结清
    },
    {
    overdue_date: '2019-07',//逾期时间
    overdue_amount: 5000,//逾期金额
    overdue_time: '30-60天',//逾期时长
    is_settle: '是',//是否已经结清
    },
    ],
    msg: '', msg: '',
    }, },
    six_months: {//近6个月关联风险 six_months: {//近6个月关联风险
    id_card_relevant: {//身份关联风险 id_card_relevant: {//身份关联风险
    id_card_relevant_mobilephone_count: 1,//身份证关联手机号个数 id_card_relevant_mobilephone_count: reportData.id_card_relevant_mobilephone_count,//身份证关联手机号个数
    id_card_relevant_device_count: 3,//身份证关联设备号个数 id_card_relevant_device_count: reportData.id_card_relevant_device_count,//身份证关联设备号个数
    mobilephone_relevant_id_card_count: 1,//手机号关联身份证个数 mobilephone_relevant_id_card_count: reportData.mobilephone_relevant_id_card_count,//手机号关联身份证个数
    msg: '', msg: '',
    }, },
    mobilephone_relecvant: {//设备关联风险 mobilephone_relecvant: {//设备关联风险
    relevant_loan_app_count_6month: 3,//近6月关联的信贷app个数 relevant_loan_app_count_6month: reportData.relevant_loan_app_count_6month,//近6月关联的信贷app个数
    relevant_gamble_app_count_6month: 2,//近6月关联的赌博app个数 relevant_gamble_app_count_6month: reportData.relevant_gamble_app_count_6month,//近6月关联的赌博app个数
    relevant_ip_app_count_6month: 2,//近6月关联的代理ip或篡改gps的app个数 relevant_ip_app_count_6month: reportData.relevant_ip_app_count_6month,//近6月关联的代理ip或篡改gps的app个数
    relevant_other_app_count_6month: 1,//近6月关联的其他app个数 relevant_other_app_count_6month: reportData.relevant_other_app_count_6month,//近6月关联的其他app个数
    msg: '', msg: '',
    } }
    } }
    ...@@ -177,6 +167,13 @@ class BlacklistService extends Service { ...@@ -177,6 +167,13 @@ class BlacklistService extends Service {
    dtldLevel = 'more'; dtldLevel = 'more';
    } }
    ret.dtld.msg = DtldConfig[dtldLevel]; ret.dtld.msg = DtldConfig[dtldLevel];
    //多头雷达的是否有记录判断,前端需要
    if (_.sum([ret.dtld.reg_count_1month, ret.dtld.reg_count_3month, ret.dtld.reg_count_6month, ret.dtld.reg_platform_count_1month, ret.dtld.reg_platform_count_3month, ret.dtld.reg_platform_count_6month]) > 0) {
    ret.dtld.dtld_apply_record = 1;
    }
    if (_.sum([ret.dtld.credit_count_1month, ret.dtld.credit_count_3month, ret.dtld.credit_count_6month, ret.dtld.credit_platform_count_1month, ret.dtld.credit_platform_count_3month, ret.dtld.credit_platform_count_6month]) > 0) {
    ret.dtld.dtld_credit_record = 1;
    }
    //逾期msg //逾期msg
    ret.overdue.msg = '逾期次数过多，逾期天数较长，逾期金额较大等，会被认为你的还款能力弱，贷款申请被拒概率较大。如显示无记录，则未查得逾期记录，或贷款平台没有及时上传你的逾期信息。实际逾期情况，请以个人借贷情况为准。'; ret.overdue.msg = '逾期次数过多，逾期天数较长，逾期金额较大等，会被认为你的还款能力弱，贷款申请被拒概率较大。如显示无记录，则未查得逾期记录，或贷款平台没有及时上传你的逾期信息。实际逾期情况，请以个人借贷情况为准。';
    ...@@ -235,8 +232,10 @@ class BlacklistService extends Service { ...@@ -235,8 +232,10 @@ class BlacklistService extends Service {
    } }
    ret.six_months.mobilephone_relecvant.msg = DeviceConfig[deviceLevel].replace(/XX/, deviceMax.type); ret.six_months.mobilephone_relecvant.msg = DeviceConfig[deviceLevel].replace(/XX/, deviceMax.type);
    ret.basic.report_no = await ctx.service.credit.common.getReportNo('00', 12344); if (!ret.basic.report_no) {
    ret.basic.report_no = await ctx.service.credit.common.getReportNo('00', reportData.id);
    await ctx.prometheusModel.CreditBlacklistReport.update({ report_no: ret.basic.report_no }, { where: { id: reportData.id } });
    }
    return ret; return ret;
    } }
    ......
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